Stanbic Bank Tanzania is seeking qualified and analytical professionals for the position of Portfolio Analyst based in Dar es Salaam. The bank is looking for a data-driven individual capable of supporting the Personal Banking loan monitoring function by overseeing portfolio quality, performance, and risk profile while contributing to sustainable growth and profitability.

The Portfolio Analyst will be responsible for identifying credit risks early, ensuring compliance with lending policies, and supporting portfolio optimization across Personal Banking products. The role also involves analyzing qualitative and quantitative data to inform product strategy, enhance customer experience, and support effective risk-reward decision-making in collaboration with Credit teams.

Responsibilities

• Support the Personal Banking Loan Monitoring function in overseeing loan portfolio quality, performance, and risk profile
• Identify early warning signs of credit risk and support mitigation strategies
• Ensure compliance with lending policies and credit standards
• Analyze qualitative and quantitative data to support portfolio optimization
• Drive growth of the Personal Banking asset portfolio across all products
• Interpret performance insights and customer feedback to inform product strategy
• Support design of new financial solutions and improvements to existing products
• Work closely with Credit teams to optimize risk and reward decisions
• Monitor product performance and support profitability enhancement initiatives
• Conduct business analytics to understand customer and product economics
• Support process re-engineering and continuous improvement initiatives
• Provide insights for decision-making on portfolio management and credit risk
• Support financial performance tracking, value creation, and cost optimization initiatives

Qualifications

• First Degree in Business Administration, Finance, Accounting, IT, Economics, Mathematics, Actuarial Science, Data Science, or related field
• 3–4 years of relevant experience in data analysis, credit, or credit risk-related functions
• Experience in consumer banking products and services is an added advantage
• Experience in product development and customer-focused design
• Experience in process re-engineering and change management
• Strong background in business analytics and data interpretation
• Knowledge of financial objectives, including value creation and cost reduction
• Strong understanding of data science applications in banking

General Conditions

• The position is based in Dar es Salaam
• This is a full-time employment opportunity
• Only shortlisted candidates will be contacted
• Candidates must demonstrate professionalism, integrity, and analytical capability
• Applicants should possess strong experience in data-driven decision-making and credit risk management
• Successful candidates will work in a dynamic banking and financial services environment
• The bank complies with all applicable recruitment laws and regulations
• The organization does not request any form of payment during the recruitment process
• The bank offers opportunities for professional development and career growth

Mode of Application

Interested candidates should submit their applications through the official Stanbic Bank Tanzania recruitment platform before the application deadline as indicated in the job advertisement.