Analyst; Card Finance at NMB Bank Plc – September 2026

NMB Bank Plc is seeking a qualified and experienced professional for the position of Analyst; Card Finance in Dar es Salaam. This full-time opportunity is suitable for candidates with experience in banking, card business, finance, reconciliation, financial analysis, and data analytics.

The successful candidate will support the financial and operational management of the Bank’s card business through revenue analysis, financial reporting, budgeting, forecasting, profitability assessment, and business performance analysis. The role will also involve analyzing card transaction data, monitoring costs and revenue, supporting audits, and providing insights that contribute to sustainable profitability and strategic decision-making.

Key Responsibilities

The successful candidate will:

• Analyze card revenues, network fees, interchange income, and card-related expenses to support profitability management.
• Assess profitability across different card products, customer segments, and business lines.
• Support the preparation and evaluation of business cases for new card products and enhancements to existing products.
• Identify and recommend cost-saving opportunities across card business operations.
• Monitor internal accounts to track targeted card income and identify abnormal losses or expenses.
• Ensure appropriate controls are maintained to protect the Bank against revenue leakage and operational losses.
• Extract, validate, analyze, and interpret card business data to support decision-making.
• Conduct data analysis to identify trends, anomalies, risks, and business opportunities.
• Develop insights and recommendations based on card portfolio performance.
• Review vendor and card scheme invoices related to card business operations.
• Initiate payment processing for validated invoices.
• Validate card scheme fees, charges, and invoices.
• Prepare financial and operational reports.
• Support internal and external audits by providing accurate financial and operational information.

Qualifications and Requirements

Applicants should have:

• A Bachelor’s Degree in Accounting, Finance, Banking, Business Administration, Economics, Computer Science, or a related field.
• Minimum three years of banking experience, preferably in Card Business, Finance, Reconciliation, or Financial Analysis.
• Understanding of banking operations, card schemes, card product life cycles, and financial analysis.
• Good knowledge of card business operations, including debit, credit, prepaid, and virtual card products.
• Understanding of card transaction lifecycles, settlement processes, chargebacks, disputes, and card scheme operations.
• Familiarity with banking systems, card management systems, and databases.
• Understanding of regulatory requirements applicable to card and payment businesses.
• Advanced proficiency in PowerPoint and Excel.
• Strong knowledge of SQL and reconciliation tools.
• Strong data analysis and interpretation skills.
• Ability to extract, manipulate, validate, and analyze data from multiple sources.
• Ability to identify trends, patterns, anomalies, risks, and business opportunities through data analytics.
• Strong report writing and presentation skills.
• Experience using SQL for data extraction, reporting, reconciliation, and analysis is preferred.
• CPA, ACCA, or an equivalent professional qualification is an added advantage.

How to Apply

Interested and qualified candidates should submit their applications online through the NMB Bank careers portal.

NMB Bank Careers Portal

The application deadline is 17 September 2026. Applicants should ensure that their CV highlights relevant banking, card finance, financial analysis, reconciliation, SQL, and data analytics experience.

Final Thought

The Analyst; Card Finance position offers an opportunity for a finance and banking professional to contribute to the performance and profitability of NMB Bank’s card business. Candidates with strong analytical skills, knowledge of card operations, financial analysis experience, and proficiency in Excel and SQL are encouraged to apply before the deadline.