Senior Manager – Credit Environmental and Social Risk – CRDB Bank Plc

CRDB Bank Plc is seeking a Senior Manager – Credit Environmental and Social Risk to provide strategic leadership over Environmental, Social and Climate (ESC) risk management across the Bank’s credit portfolio. The position is responsible for ensuring that ESG and climate-related risks are identified, assessed, mitigated, monitored, and properly governed throughout the credit lifecycle.

This is a senior-level role combining environmental and social risk management, ESG, sustainable finance, climate risk, credit risk, regulatory compliance, and stakeholder management. The successful candidate will help embed ESG and climate considerations into credit policies, systems, portfolio monitoring, and decision-making while ensuring alignment with Bank of Tanzania requirements, Tanzanian legislation, international standards, and CRDB’s sustainability objectives.

Key Responsibilities

• Provide strategic oversight of Environmental and Social Due Diligence (ESDD) for applicable lending, investment, treasury, and structured finance transactions.

• Review and approve environmental and social risk assessments.

  

• Ensure E&S assessments comply with the Bank’s ESMS, regulatory requirements, internal policies, and international standards.

• Assess environmental, social, and climate risks associated with financed activities.

• Evaluate risks relating to:

  • Biodiversity

  • Labour

  • Occupational health and safety

  • Community health and safety

  • Human rights

  • Land acquisition

  • Resettlement

  • Supply chains

• Determine appropriate Environmental and Social Risk Categorization.

• Recommend and oversee Environmental and Social Action Plans (ESAPs).

• Establish financing conditions, monitoring requirements, corrective action programmes, and E&S covenants.

• Lead portfolio-wide E&S risk monitoring and compliance activities.

• Conduct site monitoring visits and portfolio reviews.

• Monitor compliance with environmental and social covenants.

• Review ESG reports, audit findings, consultant assessments, incident reports, and portfolio performance.

• Lead the escalation and resolution of material E&S incidents and non-compliance issues.

• Identify emerging environmental, social, and climate-related risks.

• Establish and maintain ESG risk registers, monitoring frameworks, dashboards, MIS, analytics, and reporting tools.

• Integrate environmental, social, climate, and nature-related risks into credit-risk assessment and portfolio monitoring.

• Integrate ESG and climate risks into enterprise risk management processes.

• Support climate transition strategies, resilience programmes, and sustainable finance initiatives.

• Oversee ESG data-management systems and digital solutions.

• Drive automation of ESG and climate-risk processes.

• Ensure ESG data is accurate, complete, and reliable.

• Prepare ESG and E&S risk reports, portfolio monitoring reports, dashboards, regulatory submissions, and development-partner reports.

• Provide portfolio risk analysis and recommendations to senior management and governance committees.

• Maintain relationships with:

  • Bank of Tanzania and other regulators

  • Development Finance Institutions

  • Investors

  • Technical partners

  • Consultants

  • Industry associations

• Represent CRDB in regulatory inspections, ESG assessments, sustainability engagements, due diligence exercises, and sustainable-finance forums.

• Manage external E&S consultants and review the quality of their assessments.

• Oversee portfolio monitoring assignments, capacity-building programmes, technical assistance, and donor-funded ESG projects.

• Lead, coach, mentor, and develop E&S risk professionals and cross-functional teams.

• Build institutional ESG capabilities through training and knowledge-sharing.

• Develop succession plans and talent-development programmes.

• Promote responsible banking, accountability, innovation, and sustainability across the organization.

• Lead strategic ESG, climate-risk, sustainable-finance, and E&S risk-management initiatives.

• Develop ESG case studies, lessons learned, and best practices.

Qualifications and Experience Required

• Bachelor’s degree in:

  • Environmental Science

  • Environmental Engineering

  • Natural Resources Management

  • Sustainability

  • Climate Change

  • Environmental Management

  • A related field

• Minimum 6 years of relevant professional experience in:

  • Environmental and Social Risk Management

  • ESG

  • Sustainable Finance

  • Climate Risk Management

  • Environmental Compliance

  • Development Finance

  • Related fields

• Master’s degree in Environmental Management, Sustainability, Climate Change, ESG, Sustainable Development, Climate Finance, Risk Management, or a related discipline is an added advantage.

• Professional certifications in areas such as:

  • ESG

  • Sustainable Finance

  • Climate Risk Management

  • Environmental and Social Risk Management

  • IFC Performance Standards

  • Equator Principles

  • GHG Accounting

  • PCAF

  • ISSB/IFRS Sustainability Standards

  • GRI

  • SASB

  • TCFD

  • ISO 14001

  • NEBOSH

  • IOSH

• Membership in relevant professional bodies is an added advantage.

• Registration with NEMC as an EIA Expert, Environmental Auditor, or another relevant environmental professional is highly desirable.

• Demonstrated experience conducting ESDD in accordance with IFC Performance Standards and international good practice.

• Experience in stakeholder engagement and project monitoring.

• Experience monitoring environmental and social compliance.

• Experience implementing Environmental and Social Action Plans.

• Experience in climate-risk assessment.

• Knowledge of GHG accounting and financed-emissions measurement.

• Experience with carbon accounting and sustainability-performance monitoring.

• Experience in sustainability reporting.

• Strong knowledge of:

  • IFC Performance Standards

  • World Bank Environmental and Social Framework

  • Equator Principles

  • Tanzanian environmental and social legislation

  • Climate-risk frameworks

  • Climate adaptation and resilience

  • Sustainable-finance principles

• Understanding of GRI, ISSB, IFRS S1 and S2, TCFD, TNFD, and PCAF.

• Knowledge of biodiversity, occupational health and safety, labour standards, community health and safety, land acquisition, and resettlement.

• Strong analytical and risk-assessment skills.

• Strong project-management capabilities.

• Excellent communication and presentation skills.

• Strong report-writing and negotiation skills.

• Strong stakeholder-management capabilities.

• Ability to interpret technical reports and manage multiple assignments.

• Proficiency in Microsoft Office and relevant sustainability, climate, and reporting tools.

What This Job Really Involves

This is a senior ESG and climate-risk leadership position within banking. It goes considerably beyond conventional environmental assessment.

The manager will help CRDB determine whether environmental, social, climate, and sustainability risks associated with borrowers and projects could expose the Bank to financial, credit, regulatory, legal, operational, or reputational risks.

A major component is integrating E&S and climate considerations into the credit lifecycle. This means reviewing projects before financing, determining their risk category, setting environmental and social conditions for financing, monitoring borrowers after approval, and escalating serious issues when required.

The role also has a strong strategic and governance component. The Senior Manager is expected to develop systems, dashboards, risk registers, policies, reporting frameworks, and processes that allow the Bank to manage ESG and climate risks across its entire portfolio.

Another important difference from the Specialist position is the leadership expectation. The Senior Manager will lead professionals and cross-functional teams, manage consultants and strategic partners, represent the Bank externally, and drive institutional ESG and sustainable-finance initiatives.

Ideal Candidate

The strongest applicant would typically combine:

• 6+ years of E&S, ESG, climate-risk, sustainable-finance, or environmental-compliance experience.

• Strong ESDD experience, particularly under IFC Performance Standards.

• Experience within banking, development finance, project finance, or a comparable regulated environment.

• Strong understanding of Tanzanian environmental legislation.

• Experience with climate-risk assessment and sustainable finance.

• Knowledge of GHG accounting and financed emissions.

• Experience with ESG and sustainability reporting.

• Knowledge of IFRS S1/S2, ISSB, GRI, TCFD, TNFD, and PCAF.

• Experience implementing ESAPs and monitoring environmental/social covenants.

• Strong stakeholder and regulator engagement capabilities.

• Experience leading teams and external consultants.

• Strategic thinking combined with strong technical E&S expertise.

Senior Manager vs Specialist

The two CRDB vacancies are related, but the Senior Manager position requires substantially greater seniority.

How to Apply

Interested candidates should submit their application through the official CRDB Bank careers portal:

The application deadline is 12 August 2026.

Final Thought

This is a highly specialized senior opportunity for an experienced ESG, environmental and social risk, climate-risk, sustainability, or sustainable-finance professional. Candidates should make their CV strongly demonstrate ESDD, IFC Performance Standards, ESAP implementation, climate-risk assessment, ESG reporting, sustainable finance, stakeholder engagement, portfolio monitoring, and leadership experience rather than presenting themselves simply as environmental professionals.