Underwriting Consultant: PL & Commercial Insurance – Bedfordview
An established Insurance Financial Services Provider (FSP) based in Bedfordview is seeking an experienced and detail-oriented Underwriting Consultant to join its team. This opportunity is suited to a Commercial and Personal Lines Underwriter with a strong technical background in short-term insurance and a minimum of five years’ underwriting experience.
The successful candidate will play a critical role in supporting Financial Advisers by delivering accurate underwriting assessments, managing client portfolios, and ensuring compliance with regulatory and insurer requirements.
Position Overview
The Underwriting Consultant will be responsible for providing end-to-end underwriting support across Personal Lines (PL) and Commercial Insurance portfolios. The role requires sound technical underwriting knowledge, risk assessment expertise, and the ability to build and maintain strong relationships with both clients and internal stakeholders.
This position demands a professional who can balance service excellence with risk management discipline while ensuring adherence to industry regulations and company standards.
Minimum Requirements
• Grade 12 (Matric)
• NQF Level 4 in Short-Term Insurance (150 Credits) – essential
• RE (Regulatory Examination) – essential
• Minimum 5 years’ proven short-term insurance underwriting experience
• Demonstrated experience in both Commercial and Personal Lines underwriting
Candidates must be fully compliant with FAIS requirements and demonstrate strong technical underwriting capability within a regulated financial services environment.
Key Responsibilities
Client and Adviser Support
• Liaise directly with clients and Financial Advisers to obtain underwriting information and clarify risk exposures
• Provide technical underwriting guidance and product recommendations
Quotations and Policy Administration
• Prepare accurate and competitive quotations in line with insurer underwriting guidelines
• Issue new policies and ensure correct policy wording and endorsements
• Process renewals, mid-term adjustments, and endorsements efficiently
• Ensure all documentation complies with internal standards and regulatory requirements
Risk Evaluation and Portfolio Management
• Assess and evaluate risk profiles for both personal and commercial insurance clients
• Maintain underwriting profitability and adhere to risk appetite guidelines
• Monitor and manage policy performance at renewal stage
Relationship Management
• Build and maintain professional relationships with clients, insurers, and internal departments
• Deliver consistent, high-quality service to enhance client retention
• Act as a key point of contact for underwriting queries and support
Systems and Administration
• Accurately record client information and underwriting decisions on the internal system
• Maintain up-to-date and compliant client records
• Ensure timely turnaround on all underwriting activities
Skills and Competencies
• Strong analytical and risk assessment skills
• Excellent communication and interpersonal abilities
• High level of attention to detail
• Ability to work independently and under pressure
• Strong organisational and time management skills
• Sound knowledge of short-term insurance products and underwriting principles
Candidate Profile
The ideal candidate is a South African citizen with a solid track record in short-term insurance underwriting. You should demonstrate professional integrity, regulatory compliance awareness, and a client-focused approach.
If your experience and qualifications align with the above requirements, please submit your CV via email to: [email protected]
