Senior Manager; Agri Lending
NMB Bank Plc – Dar es Salaam, Tanzania

Introduction

NMB Bank Plc is seeking an experienced and results-driven Senior Manager; Agri Lending to lead its Agri Retail Credit Assessment function. The position is responsible for providing strategic leadership in the management, assessment, administration, monitoring, and reporting of credit risk across the agricultural lending portfolio while ensuring the maintenance of high credit quality standards.

The successful candidate will play a critical role in supporting the bank’s agricultural financing strategy by overseeing credit assessment processes, enhancing risk management frameworks, and guiding a high-performing team. This role requires strong expertise in agricultural finance, credit risk management, and banking operations, combined with the ability to provide strategic insights that support sustainable portfolio growth and risk mitigation.

Responsibilities

• Lead and manage the Agri Retail Credit Assessment team to ensure effective credit evaluation and risk management.
• Assess business, financial, and operational risks associated with credit applications from the agricultural value chain.
• Oversee credit assessment and approval processes for retail agribusiness borrowers.
• Maintain high standards of credit quality through rigorous assessment, portfolio sampling, and application of industry best practices.
• Monitor agricultural sector trends and borrower risk profiles and provide recommendations to senior management.
• Advise the Head; Retail Credit on emerging risks, portfolio performance, and sector developments.
• Participate in Credit Committees, Watchlist Committees, and Board Credit Committee meetings as required.
• Collaborate with Zonal Managers and Branch Managers to improve operational efficiency and lending processes.
• Develop, mentor, and lead high-performing credit risk teams.
• Strengthen staff capabilities through coaching, training, and performance management.
• Develop and enhance credit risk measurement methodologies and internal assessment models.
• Support risk aggregation, portfolio monitoring, and proactive risk management initiatives.
• Contribute to IFRS 9 impairment management and related credit risk reporting activities.
• Support internal and external audit assignments related to credit operations.
• Ensure compliance with credit policies, regulatory requirements, and internal control frameworks.
• Monitor portfolio performance and recommend corrective actions where necessary.
• Support the development and implementation of agricultural lending strategies.
• Prepare management reports and provide insights on portfolio quality and risk exposure.
• Perform any other duties assigned by management.

Qualifications

• Bachelor’s Degree in Agri-economics, Agribusiness, Agriculture, Agricultural Finance, Banking, Finance, or a related field.
• Master’s Degree is an added advantage.
• Postgraduate qualifications in Banking or professional banking certifications are desirable.
• Minimum of 5 years of experience in Credit Management, preferably within Agri Retail Credit.
• Proven leadership experience within medium to large banking institutions.
• Strong understanding of agricultural value chains and agribusiness financing.
• Experience in credit risk assessment, portfolio management, and credit approval processes.
• Knowledge of banking regulations, risk management frameworks, and credit policies.
• Familiarity with IFRS 9 impairment methodologies and portfolio monitoring practices.
• Strong analytical and problem-solving skills.
• Excellent leadership, coaching, and team management abilities.
• Strong communication, negotiation, and stakeholder management skills.
• Ability to prepare and present detailed credit and risk reports.
• High level of integrity, professionalism, and sound judgment.

General Conditions

• The position is based in Dar es Salaam, Tanzania.
• Employment is offered on a full-time basis.
• The successful candidate will be part of NMB Bank Plc’s Retail Credit function.
• Competitive remuneration and benefits will be offered in accordance with the bank’s policies.
• The role requires adherence to banking regulations, risk management standards, and internal policies.
• Candidates must demonstrate strong leadership capabilities and expertise in agricultural lending.
• Only shortlisted applicants will be contacted for further stages of the recruitment process.
• NMB Bank Plc is committed to equal employment opportunities and professional excellence.
• Applicants must possess the legal right to work in Tanzania where applicable.

Mode of Application

Interested candidates should submit their applications through the official NMB Bank Plc Careers Portal before 12 June 2026. Applicants are encouraged to ensure that their applications clearly demonstrate relevant experience in agricultural lending, credit risk management, and leadership within the banking sector. Only shortlisted candidates will be contacted for interviews and further assessment.